# Ledgehollow Business Loans > Ledgehollow Business Loans is a small-business funding broker at 2511 Redmond Cir, Rome, GA 30165 (phone (706) 222-4228). It helps businesses in Rome, GA; Calhoun, GA and across Floyd County, Georgia, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Ledgehollow Business Loans connects you with lending partners; partners make credit decisions and set rates and terms. Ledgehollow Business Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Ledgehollow Business Loans does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange trucking funding. Key facts: - Business type: small-business funding broker (not a lender) - Address: 2511 Redmond Cir, Rome, GA 30165, United States - Phone: (706) 222-4228 - Apply: https://ledgehollowbusinessloans.com/apply/ - Service area: Rome, GA; Calhoun, GA and all of Floyd County, Georgia - Language: English ## Funding options - [Business Loans in Rome, GA, Explained](https://ledgehollowbusinessloans.com/business-loans/): This page compares the six funding types Ledgehollow Business Loans arranges for Rome, GA and Floyd County businesses: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, with how each is paid back and which costs each one suits. - [Working Capital Financing in Rome, GA, Explained](https://ledgehollowbusinessloans.com/business-loans/working-capital/): Working capital financing gives a Rome, GA business a sum of money for operating costs such as payroll, rent and supplier bills, paid back over a short term from the revenue it bridges. This page covers how amounts are set, payroll use, and how it compares with a line of credit. - [Rome, GA Business Term Loan](https://ledgehollowbusinessloans.com/business-loans/term-loans/): A business term loan gives a Rome, GA business one lump sum paid back in fixed installments over a set number of months. It suits expansion, renovation and buying an existing business. This page covers amortization, acquisition steps and the records partners review. - [Business Credit Line in Rome, GA and Floyd County, Georgia](https://ledgehollowbusinessloans.com/business-loans/line-of-credit/): A business line of credit gives a Rome, GA business a limit it can draw from, pay down and draw again, with interest charged on the drawn balance. This page covers draw periods, requirements, uneven-revenue use and how it compares with a term loan. - [Inventory Financing in Rome, GA: Uses, Terms and Paperwork](https://ledgehollowbusinessloans.com/business-loans/inventory-financing/): Inventory financing funds stock a Rome, GA business buys before it sells, with the inventory securing the agreement. This page explains how partners value stock, how payments are set, what records they review and how it compares with a line of credit for stores in Floyd County. - [Equipment Loans for Growing Rome, GA Businesses](https://ledgehollowbusinessloans.com/equipment-financing/): Equipment financing lets a Rome, GA business buy or lease machines, vehicles and fixtures, with the equipment itself securing the agreement. This page covers loans and leases, new and used equipment, construction and medical equipment examples from Floyd County, and the records funding partners review before they decide. - [Rome, GA Merchant Cash Advances](https://ledgehollowbusinessloans.com/merchant-cash-advance/): A merchant cash advance gives a Rome, GA business a sum now in exchange for a fixed amount of its future card or bank receipts, collected as a share of sales. It is not a loan. This page covers how collection works, its costs and how it compares with a line of credit. ## Industries - [Business Loans by Trade and Sector in Rome, GA](https://ledgehollowbusinessloans.com/industries/): This page groups Floyd County, Georgia business types, from physicians' offices and pharmacies to restaurants, stores, repair shops and contractors, with 2023 County Business Patterns counts and the funding types that suit each one's cash cycle. Fourteen business types have their own page on the Ledgehollow site. - [Construction Company Loans Across Floyd County, GA](https://ledgehollowbusinessloans.com/industries/construction/): Construction firms in Floyd County, Georgia pay crews, materials and equipment before draws and final invoices are paid. This page covers builder and contractor credit lines, equipment financing and working capital, with 2023 Census counts for the county's construction sector. - [Rome, GA Small Business Loans for Retail Store](https://ledgehollowbusinessloans.com/industries/retail/): No sector in Floyd County, Georgia counted more employer establishments in 2023 than retail trade, at 392. This page covers how stores fund stock, fixtures and remodels, liquor and furniture store notes, and the records partners review for a retail request. - [Medical Practice Financing Near Rome, GA](https://ledgehollowbusinessloans.com/industries/medical-practices/): Offices of physicians had 152 employer establishments in Floyd County, Georgia in 2023, more than any other health care industry group, 94 of them in ZIP 30165. This page covers working capital for claim gaps, equipment financing, practice purchases and the records partners review. - [Restaurant Loans for Rome, GA Businesses](https://ledgehollowbusinessloans.com/industries/restaurants/): Floyd County, Georgia had 161 restaurants and other eating places with payroll in 2023, including 58 full-service and 83 limited-service restaurants. This page covers restaurant and bar equipment loans, credit lines, working capital, buying an existing restaurant and the records funding partners review. - [Gas Station Financing in Rome, GA and Floyd County, Georgia](https://ledgehollowbusinessloans.com/industries/gas-stations-and-convenience-stores/): Floyd County, Georgia had 61 gasoline stations and 33 convenience stores with payroll in 2023. This page covers buying a station, financing pumps, tanks and coolers, stocking the store, and the records partners review for station and convenience store requests. - [Law Firm Lines of Credit for Floyd County, Georgia Businesses in Rome, GA](https://ledgehollowbusinessloans.com/industries/law-firms/): Floyd County, Georgia had 62 legal services employers in 2023, 52 of them with fewer than five employees. This page covers law firm lines of credit, working capital, partner loans and the records partners review, with repayment schedules shown as labeled examples. - [Chiropractic Business Loans in Rome, GA: Uses, Terms and Paperwork](https://ledgehollowbusinessloans.com/industries/chiropractic-and-therapy-practices/): Offices of other health practitioners, including chiropractors, physical therapists and optometrists, had 57 employer establishments in Floyd County, Georgia in 2023. This page covers equipment financing for tables and instruments, practice purchases, working capital for payer gaps and the records funding partners review. - [Auto Repair Shop Loans in Rome, GA, Explained](https://ledgehollowbusinessloans.com/industries/auto-repair-shops/): Automotive repair and maintenance had 52 employer establishments in Floyd County, Georgia in 2023, 30 of them in ZIP 30165. This page covers lift and equipment financing, body shop loans, parts inventory, working capital and the records funding partners review. - [Rome, GA Accounting Firm Financing](https://ledgehollowbusinessloans.com/industries/accounting-firms/): Accounting, tax preparation, bookkeeping and payroll services had 47 employer establishments in Floyd County, Georgia in 2023. This page covers working capital and credit lines for staff costs ahead of billing, CPA firm acquisition financing and the records partners review. - [Boutique Business Loans in Rome, GA and Floyd County, Georgia](https://ledgehollowbusinessloans.com/industries/clothing-stores-and-boutiques/): Clothing and clothing accessories stores had 47 employer establishments in Floyd County, Georgia in 2023, 24 of them in ZIP 30165. This page covers inventory financing for orders, credit lines, store fixtures, buying a boutique and the records partners review. - [Grocery Store Business Loans for Rome, GA Companies](https://ledgehollowbusinessloans.com/industries/grocery-stores/): The Census grocery group counted 46 employer establishments in Floyd County, Georgia in 2023, 33 of them convenience stores. This page covers grocery inventory and credit lines, refrigeration and checkout equipment, buying a grocery store and the records partners review. - [Pharmacy Financing for Growing Rome, GA Businesses](https://ledgehollowbusinessloans.com/industries/pharmacies/): Health and personal care stores, the Census group that includes pharmacies, had 34 employer establishments in Floyd County, Georgia in 2023, 20 of them in ZIP 30165. This page covers pharmacy working capital, inventory, equipment, buying a pharmacy and a labeled payment example. - [Business Loans for Insurance Agency Across Floyd County, GA](https://ledgehollowbusinessloans.com/industries/insurance-agencies/): Insurance agencies and related offices had 34 employer establishments in Floyd County, Georgia in 2023, 23 with fewer than five employees. This page covers agency purchase financing, lines of credit for commission timing, hiring producers and the records partners review. - [Dental Practice Loans Across Floyd County, GA](https://ledgehollowbusinessloans.com/industries/dental-practices/): Offices of dentists had 28 employer establishments in Floyd County, Georgia in 2023, with 273 employees; only 5 had fewer than five employees. This page covers dental equipment financing for chairs and imaging, operatory build-outs, practice purchases and buy-ins, working capital and the records funding partners review. ## Guides and calculators - [Rome, GA Owner Guides: Licenses, Taxes, Permits and Payments](https://ledgehollowbusinessloans.com/resources/): Ledgehollow's guides for Rome, GA owners cover city and Floyd County business licenses and occupation tax certificates, the Georgia resale certificate (Form ST-5) used when buying stock for resale, Floyd County zoning and Rome building permits, and a line of credit payment calculator. - [Rome, GA and Floyd County, GA Business Licenses: Search, Renewal and Georgia Requirements](https://ledgehollowbusinessloans.com/resources/rome-and-floyd-county-ga-business-license/): In Georgia the local business license is an occupation tax certificate issued by the city or county where a business operates. This guide explains how that works for Rome, GA and unincorporated Floyd County, how to search and renew, and why a funding partner may ask for a current certificate. - [The Georgia Resale Certificate (Form ST-5) for Rome, GA Shops Buying Inventory](https://ledgehollowbusinessloans.com/resources/georgia-resale-certificate/): Georgia Form ST-5 is the sales and use tax certificate a registered Georgia dealer gives a supplier when buying goods for resale. This guide explains what it does for Rome, GA and Floyd County stores, how suppliers check it, a labeled example and how it relates to an inventory funding request. - [Floyd County, GA Zoning and Rome, GA Building Permits for Clinics, Stores and Build-Outs](https://ledgehollowbusinessloans.com/resources/floyd-county-ga-zoning-and-rome-building-permits/): Before a clinic, store or restaurant build-out in Rome, GA or Floyd County, an owner confirms zoning, submits plans, pulls permits and passes inspections. This guide sets out those steps, the records a funding partner may ask about, and how permit timing affects a build-out loan. - [Medical Practice Line of Credit Calculator: Rome, GA Edition](https://ledgehollowbusinessloans.com/resources/medical-practice-line-of-credit-calculator/): Ledgehollow Business Loans, a small-business funding service in Rome, Georgia, provides a line of credit calculator: enter a draw amount, the annual rate from an offer and a payback period in months to see the monthly payment, total interest and total paid, with a worked example for a medical practice. ## Areas served - [Business Funding in Rome, Georgia: Floyd County, GA Numbers and Local Records](https://ledgehollowbusinessloans.com/rome-ga/): Floyd County, Georgia had 2,128 employer establishments in 2023 and 8,719 businesses without paid employees in 2024, by two separate Census programs. Health care and social assistance carried the largest payroll and retail trade had the most establishments. This page sets out those figures and the local records partners review. - [Business Funding Near Rome, GA: Nearby Towns and Counties](https://ledgehollowbusinessloans.com/service-areas/): Ledgehollow Business Loans takes requests by phone and online form from Rome, GA, Floyd County and nearby northwest Georgia towns. Calhoun, GA has its own page; other towns are listed here with their counties, alongside basic Georgia setup questions owners raise before a funding request. - [Business Loans and Credit Lines in Calhoun, GA](https://ledgehollowbusinessloans.com/service-areas/calhoun-ga/): Calhoun, GA is in Gordon County, about 23 miles northeast of Rome, GA. Retail trade and health care led the 907 employer establishments counted in ZIP 30701 in 2023. Ledgehollow Business Loans takes Calhoun requests by phone and form and matches them with funding partners. ## Company - [Rome, GA Small Business Loans: Six Ways to Fund the Next Step](https://ledgehollowbusinessloans.com/): Ledgehollow Business Loans is a small-business funding service in Rome, Georgia. It takes requests by phone and online form, sorts each one by the cost the money has to cover, and matches it with funding partners, who review it and make their own decision on approval, amount and terms. - [Getting a Business Loan in Rome, GA: The Steps and the Paperwork](https://ledgehollowbusinessloans.com/how-it-works/): Ledgehollow Business Loans handles a funding request in four steps: a call about the cost, a short list of funding types, review by a funding partner with your go-ahead, and your decision on any offer. This page lists the records partners may ask for at each step. - [Common Business Loan Questions in Rome, GA](https://ledgehollowbusinessloans.com/faq/): Answers to common business funding questions for Rome, GA and Floyd County owners: using a loan to pay yourself, paying off early, LLC eligibility, the documents partners ask for, tax treatment of equipment loans and the credit scores partners review. - [Who Ledgehollow Business Loans Helps With Business Loans in Rome, GA](https://ledgehollowbusinessloans.com/about/): Ledgehollow Business Loans, based in Rome, Georgia, prepares small-business funding requests. It helps operating businesses in Floyd County and nearby towns compare six funding types and matches each request with funding partners, who review it and make their own decision. - [Reach Ledgehollow Business Loans About Working Capital in Rome, GA](https://ledgehollowbusinessloans.com/contact/): Ledgehollow Business Loans takes funding requests by phone at (706) 222-4228 and through an online form. A call back covers what the money is for, when it is needed and which of six funding types fit, before any partner sees the request. - [Apply for a Small Business Loan in Rome, GA](https://ledgehollowbusinessloans.com/apply/): The Ledgehollow Business Loans request form asks for full name, phone, email, company name if any, and three range picks: time in business, annual revenue and requested amount. A call back follows; documents come later, only when a partner names them. - [Disclosures for Funding Requests Sent to Ledgehollow Business Loans in Rome, GA](https://ledgehollowbusinessloans.com/disclosures/): Disclosures from Ledgehollow Business Loans in Rome, GA: its role as a funding broker, partner decisions, merchant cash advances and examples. ## Optional - [Full text of every page](https://ledgehollowbusinessloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://ledgehollowbusinessloans.com/sitemap.xml)