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Business Loans by Trade and Sector in Rome, GA

Fourteen Floyd County business types with their own pages, and notes on more, each paired with the funding types that suit its cash cycle.

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Health Care Offices and Stores in Floyd County, GA

Payroll every two weeks, payer receipts on their own schedule, costly equipment.

Local trades by trade

  • Medical Practices

    Medical practice financing in Rome, GA: working capital for payer gaps, equipment loans for doctors and term loans to buy a Floyd County, GA practice.

  • Chiropractic and Therapy

    Chiropractic business loans in Rome, GA: equipment, practice purchases and working capital for Floyd County, GA chiropractors, therapists and optometrists.

  • Pharmacies

    Pharmacy financing in Rome, GA: working capital, inventory, dispensing equipment and loans to buy a pharmacy in Floyd County, GA, with a payment example.

  • Dental Practices

    Dental practice loans in Rome, GA: chairs and imaging equipment, operatory build-outs and practice purchases for Floyd County, GA dental offices.

  • Physicians' Offices

    Offices of physicians counted 152 employer establishments in Floyd County in 2023, with 2,038 employees, 104 of them with fewer than five employees, and 94 in ZIP 30165 (U.S. Census Bureau, County Business Patterns 2023; U.S. Census Bureau, ZIP Code Business Patterns 2023). Payroll runs ahead of payer remittances, and imaging or exam equipment is a large purchase. Working capital, equipment financing and term loans for practice purchases are covered on the medical practice page.

  • Chiropractors, Therapists and Optometrists

    Offices of other health practitioners numbered 57 employers in Floyd County in 2023, 38 with fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Treatment tables, therapy equipment and optical instruments suit equipment financing; buying a practice suits a term loan. See the chiropractic and therapy page.

    ZIP 30165 held 33 of those practices (ZIP Code Business Patterns 2023). A quote for exam lanes or tables, with model numbers, is the first record to gather.

  • Dental Offices

    Floyd County had 28 offices of dentists with payroll in 2023, employing 273 people; only 5 had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). The big-ticket items are chairs, imaging and buying a practice. See the dental practice page.

    Our arithmetic from those figures: about $63,200 in annual payroll per dental employee, a figure to set beside the practice's own wage line.

  • Pharmacies and Health Stores

    Health and personal care stores, the Census group that includes pharmacies, had 34 employer establishments in Floyd County in 2023 with 418 employees (U.S. Census Bureau, County Business Patterns 2023). Wholesaler bills and front-store stock drive inventory needs; see the pharmacy page.

    Payroll for the group came to $14.9 million, and 20 of the stores sat in ZIP 30165 (County and ZIP Code Business Patterns 2023).

  • Care at Home and Care for Children

    Home health care services had 15 employer establishments in Floyd County in 2023, and child day care services another 15 (U.S. Census Bureau, County Business Patterns 2023). Nonemployer Statistics counted 169 home health and 213 child day care businesses without employees in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024). Both carry payroll ahead of payments from families, payers or programs, which points to working capital or a line of credit.

Restaurants and Food Sellers Around Rome, GA

Daily sales, short supplier terms and kitchen equipment.

Local trades by trade

  • Restaurants

    Restaurant loans in Rome, GA: equipment financing, credit lines, working capital and loans to buy a restaurant for Floyd County, GA kitchens and bars.

  • Restaurants and Eating Places

    Floyd County had 161 restaurants and other eating places with payroll in 2023: 58 full-service and 83 limited-service restaurants among them (U.S. Census Bureau, County Business Patterns 2023). Kitchen equipment, build-outs and short cash gaps lead to equipment financing, term loans and working capital. See the restaurant page.

    Our arithmetic on payroll per employee: roughly $22,600 at full-service places and $18,500 at limited-service ones (County Business Patterns 2023).

  • Grocery Store Business Loan: How It Works in Rome, GA

    The Census grocery group (NAICS 4451) counted 46 employer establishments in Floyd County in 2023, 33 of which were convenience stores (NAICS 445120), leaving 13 supermarkets and other grocers by our arithmetic (U.S. Census Bureau, County Business Patterns 2023). Stock that turns weekly suits a line of credit or inventory financing; coolers and checkouts suit equipment financing. See the grocery store page.

Stores, Fuel Stops and Boutiques in Floyd County, GA

Shelves filled before the sale and fixtures built to last.

Local trades by trade

  • Retail

    Small business loans for a retail store in Rome, GA: inventory financing, credit lines and fixtures for Floyd County, GA shops and specialty stores.

  • Gas Stations

    Gas station financing in Rome, GA: loans to buy a station, pump and cooler equipment, store inventory and convenience store loans in Floyd County, GA.

  • Boutiques

    Boutique business loans in Rome, GA: inventory financing for clothing orders, credit lines and fixtures for Floyd County, GA clothing stores.

  • Grocery Stores

    Grocery store business loans in Rome, GA: inventory, credit lines, refrigeration and buying a grocery store in Floyd County, GA, plus records to gather.

  • Fuel Pumps and Corner Stores

    Floyd County had 61 gasoline stations and 33 convenience stores with payroll in 2023, 94 in all by our sum of the two codes (U.S. Census Bureau, County Business Patterns 2023). Fuel and store stock, pumps and coolers, and station purchases each pair with a different funding type; see the gas station page.

    Inside ZIP 30165 the counts were 23 stations and 10 convenience stores (ZIP Code Business Patterns 2023).

  • Clothing Stores and Boutiques

    Clothing and clothing accessories stores numbered 47 employers in Floyd County in 2023, 24 in ZIP 30165 (U.S. Census Bureau, County Business Patterns 2023; U.S. Census Bureau, ZIP Code Business Patterns 2023). Seasonal orders placed months ahead suit inventory financing; see the boutique page.

    The 47 stores employed 422 people with $8.5 million in payroll, and 16 had fewer than five employees (County Business Patterns 2023).

  • Stores of Every Kind

    Retail trade had 392 employer establishments in Floyd County in 2023, more than any other sector, including 32 general merchandise stores, 21 building material and garden dealers, 16 beer, wine and liquor stores and 11 furniture stores (U.S. Census Bureau, County Business Patterns 2023). See the retail page.

    By ZIP, 30165 held 9 of the building material and garden dealers and 8 of the beer, wine and liquor stores (ZIP Code Business Patterns 2023).

Repair Bays and Car Lots Around Rome, GA

Parts on account, lifts and diagnostic tools.

Local trades by trade

  • Auto Repair

    Auto repair shop loans in Rome, GA: lifts and diagnostic equipment, body shop loans, parts inventory and working capital for Floyd County, GA shops.

  • Auto Repair Shops

    Automotive repair and maintenance had 52 employer establishments in Floyd County in 2023, 30 in ZIP 30165 (U.S. Census Bureau, County Business Patterns 2023; U.S. Census Bureau, ZIP Code Business Patterns 2023). Lifts, alignment racks and scan tools suit equipment financing; parts inventory and payroll suit working capital. See the auto repair page.

    Our arithmetic puts payroll at about $54,800 per employee across those 52 repair shops.

  • Car Lots and Dealers

    Floyd County had 19 automobile dealers with payroll in 2023, employing 377 people (U.S. Census Bureau, County Business Patterns 2023). Vehicle stock is funded through separate floor-plan arrangements outside the six funding types here; service-bay equipment and working capital are the parts this site covers.

    Those dealers reported $23.6 million in annual payroll, and ZIP 30165 held 10 of them (ZIP Code Business Patterns 2023).

Law, Accounting and Insurance Offices in Floyd County, GA

Fees billed after the work, few hard assets.

Local trades by trade

  • Law Firms

    Law firm lines of credit in Rome, GA: funding the gap between work and fees, partner buy-ins and office costs for Floyd County, GA law practices.

  • Accounting Firms

    Accounting firm financing in Rome, GA: working capital for staff costs, credit lines and CPA firm acquisition loans for Floyd County, GA practices.

  • Insurance Agencies

    Business loans for an insurance agency in Rome, GA: book purchases, credit lines for commission gaps and producer hiring in Floyd County, GA.

  • Law Offices

    Legal services had 62 employer establishments in Floyd County in 2023; 52 of them had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Fees can arrive long after the work, which points to lines of credit and working capital. See the law firm page.

    Together the firms paid $14.2 million in wages to 182 employees; 9 listed ZIP 30165 (County and ZIP Code Business Patterns 2023).

  • Accounting and Tax Offices

    Accounting, tax preparation, bookkeeping and payroll services had 47 employers in Floyd County in 2023 (U.S. Census Bureau, County Business Patterns 2023). Staff costs ahead of billing, and buying a client book, pair with working capital and term loans. See the accounting firm page.

    Of those firms, 33 had fewer than five employees, and payroll across the group came to $7.4 million (County Business Patterns 2023); ZIP 30165 held 15.

  • Insurance Agencies

    Insurance agencies and related offices had 34 employer establishments in Floyd County in 2023, 23 with fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Buying a book of business suits a term loan; see the insurance agency page.

    Those agencies employed 146 people and paid $9.1 million, about $62,000 per employee by our arithmetic, and 15 were in ZIP 30165 (ZIP Code Business Patterns 2023).

Contractors and Building Services Around Rome, GA

Crews and materials paid before the job is billed.

Local trades by trade

  • Construction

    Construction company loans in Rome, GA: credit lines for draws, equipment financing and working capital for Floyd County, GA builders and trades.

  • Business Loans for Contractors: What Partners Review in Rome, GA

    Floyd County had 128 construction employer establishments in 2023, including 45 building equipment contractors such as plumbers, HVAC and electrical firms (U.S. Census Bureau, County Business Patterns 2023). Partners read contracts, draw schedules and equipment quotes. See the construction page.

    Residential builders alone numbered 23 employers, 16 of them with fewer than five employees, and Nonemployer Statistics 2024 separately counted 320 residential building businesses without paid employees.

  • Business Loans for Cleaning Business: What Floyd County, GA Owners Compare

    Janitorial services had 13 employer establishments in Floyd County in 2023, while Nonemployer Statistics counted 630 janitorial businesses without employees in 2024 (U.S. Census Bureau, County Business Patterns 2023; U.S. Census Bureau, Nonemployer Statistics 2024). Cleaning contracts pay after the work, so working capital or a line of credit covers wages; vans and floor machines suit equipment financing.

    Janitorial payroll per employee came to about $23,100 by our arithmetic.

Floyd County, GA Gyms, Day Care, Hotels and Makers

Personal care, lodging, child care and makers.

  • Business Loans for Gyms: Notes From Rome, GA

    Fitness and recreational sports centers numbered 8 employers in Floyd County in 2023 (U.S. Census Bureau, County Business Patterns 2023), and Nonemployer Statistics counted 40 such businesses without employees in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024). Cardio and strength equipment is the large cost and suits equipment financing or a lease.

    ZIP 30165 held 3 of the employer gyms (ZIP Code Business Patterns 2023).

  • Business Loans for Gym Business Across Floyd County, GA

    For a gym, compare a lease, which can roll equipment over as it wears, with a loan that builds ownership. A build-out for a new location suits a term loan. Membership dues arrive monthly, which helps a partner read cash flow from bank statements.

    Fitness centers with payroll in the county numbered 8, and 3 of them had fewer than five employees (County Business Patterns 2023). Bring the vendor quote for the machines and a monthly report of active memberships.

  • Daycare Business Loans Across Floyd County, GA

    Child care centers pay staff before tuition and program payments arrive, and expanding means classroom build-outs and vehicles. Working capital or a line of credit covers payroll; a term loan covers a build-out. Licensing records may be part of what a partner reviews.

    The Census counted 15 child care centers with payroll here in 2023, staffing 189 workers between them (County Business Patterns 2023), and Nonemployer Statistics 2024, a separate program, counted 213 child day care businesses without paid employees.

  • How to Get a Business Loan for a Franchise in Rome, GA?

    A franchise purchase reads like any acquisition plus the franchise agreement: the partner will want the franchisor's disclosure document, the agreement, the build-out budget and the buyer's experience. A term loan fits the purchase and build-out; equipment financing can carry the fixtures and kitchen or shop equipment.

    Keep the franchisor's fee schedule, the territory description and the draft lease in one folder, so a partner can read the whole cost of the location at once.

  • Hotels and Makers

    Floyd County had 22 traveler accommodation employers, 19 fabricated metal manufacturers with 805 employees and 8 food manufacturers with 1,684 employees in 2023 (U.S. Census Bureau, County Business Patterns 2023). Renovations, machinery and working capital are the pairings to compare.

    Hotel payroll came to about $21,000 per employee by our arithmetic, ZIP 30165 held 9 of the 22 properties (ZIP Code Business Patterns 2023), and fabricated metal payroll reached $62.3 million (County Business Patterns 2023).

In short

This page groups Floyd County, Georgia business types, from physicians' offices and pharmacies to restaurants, stores, repair shops and contractors, with 2023 County Business Patterns counts and the funding types that suit each one's cash cycle. Fourteen business types have their own page on the Ledgehollow site.

How the Floyd County, GA Industry Pages Are Built

Each page uses County Business Patterns 2023 counts of employer establishments for the business type in Floyd County, the share with fewer than five employees, and the count in ZIP 30165 (U.S. Census Bureau, County Business Patterns 2023; U.S. Census Bureau, ZIP Code Business Patterns 2023). Nonemployer Statistics 2024 counts appear separately, never added to employer counts (U.S. Census Bureau, Nonemployer Statistics 2024). Funding pairings follow each trade's cash cycle; the partner reviewing a request decides.

By Ledgehollow Business Loans ยท Updated

Run a Floyd County, GA Trade Missing From This List?

Call (706) 222-4228 and describe the business and the cost; we will match it to the funding types that fit.

Call (706) 222-4228Get Started
Call (706) 222-4228Get Started