Floyd County, Georgia had 61 gasoline stations and 33 convenience stores with payroll in 2023. This page covers buying a station, financing pumps, tanks and coolers, stocking the store, and the records partners review for station and convenience store requests.
At a glance
- Floyd County, GA: Gasoline stations
61 employers; 272 on their payroll (Census CBP, 2023)
- Convenience stores
33 employers; 48 on their payroll (Census CBP, 2023)
- Stations and c-stores combined
94 (our sum of two NAICS codes, CBP 2023)
- ZIP 30165: Gas stations
23 locations (Census ZBP, 2023)
How Cash Moves Through a Rome, GA Fuel Stop
Fuel is bought by the load and sold by the gallon at a thin per-gallon spread, while the store inside sells snacks, drinks and household goods at its own pace. Card fees come off both. Big costs come irregularly: a pump replacement, a tank upgrade, a new cooler wall, or buying the station outright.
Gas Station Funding Around Rome, GA
Floyd County had 61 gasoline stations with payroll in 2023, with 272 employees; 38 had fewer than five employees and 23 had a ZIP 30165 address (U.S. Census Bureau, County Business Patterns 2023; U.S. Census Bureau, ZIP Code Business Patterns 2023). The county's 33 convenience stores without fuel were smaller still: 31 of 33 had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Combined, that is 94 fuel and convenience employers by our sum of the two codes.
Gas Station Lending: How It Works in Rome, GA
A station request splits into parts. The real estate, if the purchase includes it, is outside what this site arranges. The business, its equipment and its stock can each be funded: a term loan for the business purchase, equipment financing for pumps, dispensers and coolers, and inventory financing or a line of credit for store stock.
Gas Station Loans: What Partners Review in Rome, GA
- Fuel volume reports by month
- Inside sales by category
- The fuel supply contract and what it requires
- Bank statements plus card processing statements
- Environmental and tank records
- When buying: the seller's tax returns and the signed purchase agreement
Gas Station Lenders for Rome, GA Owners
Funding partners for stations range from equipment specialists to lenders that fund business acquisitions. Ledgehollow matches the request with partners whose products fit the cost. Each partner reviews the request and makes its own decision on approval, amount and terms.
Loan to Buy a Gas Station Across Floyd County, GA
Illustration only, invented figures: a buyer agrees a $900,000 price for the business and equipment of a station, excluding land, and finances it with a term loan at an assumed 10% annual rate over 120 months. The payment would be about $11,894 a month, and the partner would compare it against the station's fuel margin and inside sales after expenses. A partner's actual terms, down payment and structure may differ.
Costs to budget besides the price are covered in what a convenience store costs to buy.
Convenience Store Loans Across Floyd County, GA
Illustration only, invented figures: a convenience store replaces its cooler wall for $90,000 with equipment financing at an assumed 9.5% over 60 months: a payment of about $1,890 and a total paid of about $113,410. Store stock that turns quickly fits a line of credit drawn for each order; a large reset fits inventory financing.
Nonemployer Statistics counted 17 gasoline stations and 12 convenience retailers without employees in Floyd County in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024), a separate program and year from the employer counts.
Payroll and Receipts Behind Floyd County, GA Fuel Stops
Gasoline stations in Floyd County paid about $24,809 per employee in 2023, our arithmetic from $6.7 million in payroll across 272 employees (U.S. Census Bureau, County Business Patterns 2023). Stations without employees reported about $125,176 in receipts per business in 2024, and convenience retailers without employees about $84,083, our arithmetic from Nonemployer Statistics (U.S. Census Bureau, Nonemployer Statistics 2024). Fuel receipts are large relative to margin, so partners read margin, not just volume.
Before a Floyd County, GA Station Owner Calls
- Gather monthly fuel gallons and inside sales for the past year.
- Have the fuel supply agreement and its remaining term.
- Collect tank installation and inspection records.
- Get quotes for any pump, dispenser or cooler work.
- For a purchase, have the seller's returns and the asking price.
With those records, the call can split the request into business purchase, equipment and stock, each matched to its own funding type.
Inside Sales and the Store Side in Rome, GA
Partners look closely at inside sales, which behave differently from fuel, when sizing a station request. A reset of shelving, a coffee bar or a food-service counter is an equipment cost; the stock that fills them is an inventory cost.
Fuel Stops and Related Floyd County, GA Pages
Store stock: inventory financing. Purchases: term loans. Pumps and coolers: equipment financing. Related trades: retail and auto repair. County figures on the Rome, GA page; all trades on industries.
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