Business Funding in Rome, Georgia: Floyd County, GA Numbers and Local Records

Seven Floyd County, GA Sectors by Employer Count

County Business Patterns counted 2,128 employer establishments in Floyd County in 2023, with 39,783 employees on payroll in the March pay period and $2.07 billion in annual payroll (U.S. Census Bureau, County Business Patterns 2023). Of those establishments, 1,114 had fewer than five employees and 384 had five to nine.

Retail trade had the most establishments of any sector; health care and social assistance had the largest payroll, ahead of manufacturing.

Floyd County, GA Businesses Without Employees

Nonemployer Statistics, a separate Census program that counts businesses with receipts but no payroll, recorded 8,719 such businesses in Floyd County in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024). Its sector counts include 1,015 in construction, 739 in health care and social assistance and 669 in retail trade. These figures come from a different program and year from the employer counts above and are not added to them.

The American Community Survey estimates that 9.3% (margin of error 1.2 points) of Floyd County's employed residents were self-employed in 2020-2024, against 9.7% (margin 1.9) in the city of Rome and 10.1% (margin 0.1) statewide (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).

ZIP 30165 and Building Permits in Floyd County, GA

ZIP Code Business Patterns counted 909 employer establishments with a ZIP 30165 address in 2023, with 15,244 employees; 52.4% had fewer than five employees. Health care and social assistance led the ZIP with 197 establishments, followed by retail trade with 171 (U.S. Census Bureau, ZIP Code Business Patterns 2023). The ZIP covers parts of Rome and surrounding Floyd County; ZIP counts are not city counts.

Building permits authorized 330 new housing units in Floyd County in 2025, after 355 in 2024 and 327 in 2023 (U.S. Census Bureau, Building Permits Survey).

Rome, GA Business for Sale: Records Partners Review

This site does not follow business-for-sale listings. If you are buying, a partner reviewing the purchase will read the seller's returns and statements, an asset list, the lease, and the purchase agreement or letter of intent. A term loan is the funding type built for an acquisition; equipment or inventory included in the sale may be split out. Articles on buying a pharmacy, buying into a medical practice, pricing a convenience store and buying a boutique go further.

Floyd County, GA Economic Development and What Partners Ask For

Economic development offices work on sites, incentives and recruitment; they do not make funding decisions on private requests. If a project involves an incentive, a site agreement or a public program, a partner may ask for the written terms, because they affect timing and cash flow. Confirm any program's terms with the office that runs it.

Rome, GA Commercial Property for Sale: Records Partners Review

Buying commercial real estate is outside what this site arranges. What does come up is the business side of a move: build-out costs, fixtures and equipment for a new space, and the months of rent before the new location carries itself. For those, partners read the lease or purchase terms, the contractor's bids and the business's statements. The zoning and building permit guide covers the steps before a build-out.

Floyd County, GA Business Personal Property Tax Return, Explained for Owners

Georgia counties assess tax on business personal property, such as furniture, fixtures, machinery and inventory, through a return filed with the county tax assessors. For a funding request, the return matters as a record: it lists the equipment and inventory the business reports owning, and a partner financing equipment or stock may compare it with the request. Confirm the filing requirements and dates with the Floyd County tax assessors' office.

Small Business Development Center in Rome, GA: Timing Before a Funding Request

Georgia's Small Business Development Center network offers advising on business plans, financial projections and loan packaging. If you want help building projections before a term loan request, ask the network which office serves Floyd County and about any fees for its services. Advising does not affect a partner's decision; partners review the request on its own records.

Ledgehollow on Redmond Cir in Rome, GA

Ledgehollow Business Loans is listed at 2511 Redmond Cir, Rome, GA 30165. Requests come by phone at (706) 222-4228 and through the online request form.

Floyd County trade pages: medical practices, restaurants, gas stations and convenience stores and the rest of the industry pages. Guides: Rome and Floyd County business licenses and the Georgia resale certificate. Nearby towns: areas served. Funding types: all six.

Industries we serve from Rome, GA

Requests from Rome, GA reach partners open to many lines of work; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are only a few examples. The funding partner applies its own criteria before reaching a decision.

Bank and tax records before a Rome, GA call

• Statements for the business checking account, usually the latest three to six months
• A year-to-date P&L, alongside a balance sheet
• A valid driver's license or passport for all owners named in the paperwork
• Articles of incorporation or organization together with the EIN assignment letter
• A summary of existing loans, leases and advances including payment amounts and due dates
• If the money buys equipment, the dealer quote that names the equipment and its price

Requirements vary from one partner to the next, and this list covers the common ground.

What unfolds after a request from Rome, GA

1. Call (706) 222-4228 or complete the short form with the amount and purpose.
2. Your request is passed to partners that handle requests of this type.
3. Each partner looks over the request and decides whether to make an offer.
4. Any offer deserves a close look at total cost, payments and conditions; saying no is always an option.

Businesses in Rome, GA never need an office visit; phone and online work fine.

By Ledgehollow Business Loans · Updated October 21, 2026